Life insurance
Compare Life Insurance in One Space
Enter your age and insurance requirements. Compare packages from leading insurers instantly to choose the best life insurance plan for your family's financial stability.
How it works
- 01
Enter Your Details
Provide your age, marital status, occupation, and desired coverage amount in just 1 minute.
- 02
Compare Offers
Instantly view rates from leading insurance companies and select the option that best fits your needs.
- 03
Secure Online Policy
Complete a quick SMS verification, compare comprehensive policy terms, and purchase life insurance easily from the comfort of your home.
Frequently asked
How much life cover (sum assured) do I need?+
A common guideline is 10 to 15 times your annual income, plus any debts like a mortgage, so your dependents stay financially secure. Polisi lets you compare offers from leading insurers for the same sum assured to find the best value.
Who can I name as beneficiaries?+
You can name one or more beneficiaries, typically a spouse, children, or other dependents, and split the payout between them in any proportion you choose. You can update your beneficiaries at any time as your family situation changes.
Will smoking or my occupation affect the premium?+
Yes, smokers and people in higher-risk occupations usually pay more, since both raise the insurer's assessed risk. Because each company prices these factors differently, comparing offers on Polisi can reveal meaningful price differences for the same cover.
Do I need a medical exam, and is critical illness covered?+
Smaller sums assured often need only a health questionnaire, while larger amounts or older applicants may require a medical exam. Many term life policies offer optional critical-illness cover that pays out on diagnosis of conditions like cancer or a heart attack. Polisi shows which insurers include it.