For business
Your machines, wherever they are working
Excavators, cranes, loaders, concrete equipment — cover for damage, theft and overturning on site and while moving between sites.
Frequently asked questions
Does it cover the construction itself?+
No. This policy is about your own machinery, not the works you are building. Construction all-risks is a separate product — write to us if you need that too.
Why do you ask where it is kept overnight?+
Because theft is the main loss on Georgian contractors plant, especially on the smaller units — generators, compressors, compactors. A guarded yard against an open site moves the rate threefold.
What does the question about public roads mean?+
Some machines — an articulated dumper, or a crane on a chassis — are registered and travel on public roads. Those units may need a separate motor policy, so we flag it to the partner up front.
Is leased machinery covered?+
Yes. The lessor or lender is named on the policy separately — that is settled when the policy is issued and does not hold up getting an offer.