For business
Your machinery, protected against sudden damage
Fire, explosion, flooding, earthquake, theft — this cover protects your production equipment. You do not need an exact figure: pick a range.
Frequently asked questions
Does it cover a machine breaking down?+
No — this policy is about external damage. Internal mechanical or electrical failure belongs to machinery breakdown insurance, which is a separate category and is often taken alongside this one.
Why do you ask about the building?+
Because fire risk depends on it more than on anything else. A concrete building and a sandwich panel with a combustible core give two very different rates for the same machine. If you do not know, choose “I do not know yet”.
Will I need a list of machines?+
Not to get an offer — the total value is enough. The detailed schedule is attached to the policy after you have chosen an offer.
Do I choose the deductible?+
No — each insurer proposes its own deductible in its offer. That is what lets you compare terms rather than only price.